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In 2015 my goal is to keep our grocery spending under £2,520 – an average of £210 a month. Our grocery budget includes just about everything household too. The only thing I don’t include are water filters – they get their own budget line. I do most of my grocery shopping at our local supermarket, and then buy household & toiletry items at Wilkinson’s or Savers. I’m lucky to get a 5% discount at my local supermarket, I just have to shop with a gift card. Loading the gift card with £200 at the start of every month costs us £190. I then have £20 cash (rest of my budget) to spend if I need to in the other stores.
Just a few of the items purchased this week as I somehow lost the produce and dairy photo!
This week I spent £37.58 at Sainsbur y’s and £9.75 at Wilk o’s. Approx £18 of this went on stockpile items (I search online for offers and plan what I’m going to buy before I go), and the rest went on fresh items.
I’ll share my excel sheet price book next week, but here’s a screen shot of the simple inventory I keep for my mini stockpile – I call it a mini stockpile as we don’t have the room for a huge one in our small apartment – and where I’m at with it. I still have a lot of work to do!
Because we have so little room, I’m not aiming to have mega amounts of all items. For example we don’t use a lot of ketchup, so having just one of these in the cupboard as a back up is enough.
This inventory is quite specific to our household, but if you have any questions please ask
January Grocery Budget Totals
Spending to date: £210.86/£210.00 – (£0.86) left in the budget! All gone, oops!
That’s it for today. Thank you for all your comments and support this week. Have a great weekend
I’ve only set three financial goals for 2015. One of them is technically a two-year goal, as you can see, but it’s still something we’re very much working towards in 2015, and so I’ve included it.
1. The sum of invested assets at 25% of goal by December 2016. Achieving this goal requires a minimum net income savings rate of 50% for the next two years.
2. Spend no more than £2,520 on grocery & household in 2015. Me versus the grocery budget…again!
3. Track every penny spent in 2015. I’m fairly good at tracking our spending, but I’m not sure that I’ve ever kept a full record for a whole year.
That’s it! Nice and simple. Now we just have to achieve them
What financial goals do you have for 2015?
What we’re eating on our simple menu plan this week:
+ Monday: Sausages, New Potatoes & Steamed Broccoli
+ Tuesday: Chicken Curry (freezer leftovers), Rice & Naan
+ Wednesday: Mushroom Omelets, New Potatoes & Salad
+ Thursday: Chicken Taco Bowls (Slow Cooker)
+ Friday: Leftovers ^ on Nachos
+ Saturday: Out for the day
+ Sunday: Pan Fried Fish + Veggies
Breakfasts: Bran flakes, Bagels or Toast. Lunches (for me only): Tuna/Egg Salad or a Smoothie
What’s on your menu this week?
Linking up with I’m an Organizing Junkie