NO MORE SPENDING
31. 10. 2014

MINI GOALS

Financial Goals:
– Spend less than £180 on groceries but still increase our stockpile (toothpaste, beans, rice etc)
– Stay within budget on our trip to NY

Personal Goals:
– Get electrical work completed in apartment (add two new light fittings + a few minor fixes)
– Get out walking. 15 miles+
– Work on a sleep routine – a little vague but with all that went on last month + the hour going back has messed up my sleep pattern. NY time difference won’t help this but I’m going to at least try.
– Finish organising and editing my wardrobe
– Make a start on Christmas gift buying

Books this month: It Starts with Food and The Husbands Secret

Are you setting any mini goals for November?

Further Reading: Travel Bucket List

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03. 09. 2014

SEPTEMBER MINI GOALS

Financial Goals:
– Save £100 in gift fund
– Save £185 for annual expenses
– Stick to our grocery budget (but still increase our stockpile)
– Save £x funds towards bath/shower replacement
– Earn at least £100 above and beyond our regular income

Personal Goals:
– (Stop putting it off and) book an eye test!
– Get out walking. 15 miles+
– Finish painting the En-Suite Bathroom and Laundry Cupboard
– Book train tickets to London x 4 (at a good rate!). We’re going on a day trip with my in-laws at the end of November and then catching Eurostar to Paris in December for our wedding anniversary.
– Read Smarter Investing by Tim Hale

Have you set mini goals for September?

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photo credit: Anirudh Koul via photopin cc

18. 07. 2014

You guys are probably sick of reading about our house move by now. I know I’m fed up writing about it! All I want to do right now is get going on the fun part – the decorating. But I have to wait, hopefully just one more week.

Anyway. Financial Freedom and Focus!

Over the last few days/weeks M and I have had a lot of discussions about the future, and where we go from here financially now that the mortgage is gone. We know that our goal timescale for Financial Freedom is ten years, but we’re slightly undecided of the exact financial path we’ll take during those ten years. However for the now we have to have something to work towards and focus on, which means having a set of written down goals. A plan. It’s the only way we can stay focused.

And here’s what we’ve come up with so far. Of course we’ll need to break it down a little every year, but this is exactly what we need to re-focus.

TEN YEAR FINANCIAL FREEDOM PLAN: JULY 2014 – MAY 2024

To help us on our way I’ve done a lot of work on our new budget set up, and organised all of our bank accounts. I’ll talk about this more when I’m back on my computer. (The laptop I’m using right now hardly works and so posting spreadsheets is out of the question lol)

It seems simple enough! Ha! The longest step is the move from 25% to 50% because we’re not starting at zero for the first step. Anyway we’ll see how we go. At least for now we have something to focus on, which was our main aim.

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