It’s time to get our focus back!

You guys are probably sick of reading about our house move by now. I know I’m fed up writing about it! All I want to do right now is get going on the fun part – the decorating. But I have to wait, hopefully just one more week.

Anyway. Financial Freedom and Focus!

Over the last few days/weeks M and I have had a lot of discussions about the future, and where we go from here financially now that the mortgage is gone. We know that our goal timescale for Financial Freedom is ten years, but we’re slightly undecided of the exact financial path we’ll take during those ten years. However for the now we have to have something to work towards and focus on, which means having a set of written down goals. A plan. It’s the only way we can stay focused.

And here’s what we’ve come up with so far. Of course we’ll need to break it down a little every year, but this is exactly what we need to re-focus.

TEN YEAR FINANCIAL FREEDOM PLAN: JULY 2014 – MAY 2024

  • Invested assets at 25% of goal by December 2016
  • Invested assets at 50% of goal by December 2019
  • Invested assets at 75% of goal by December 2021
  • Invested assets at 100% of goal by December 2023
  • M retire from f-t workplace

To help us on our way I’ve done a lot of work on our new budget set up, and organised all of our bank accounts. I’ll talk about this more when I’m back on my computer. (The laptop I’m using right now hardly works and so posting spreadsheets is out of the question lol)

It seems simple enough! Ha! The longest step is the move from 25% to 50% because we’re not starting at zero for the first step. Anyway we’ll see how we go. At least for now we have something to focus on, which was our main aim.

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Summer 2014 To-Do List

Summer To-Do List

Rather than set a few mini goals for July (& August) I thought a to-do list would be simpler. Tasks, not goal’s, is the theme for the next two months!

Summer To-Do:

  • Book a storage facility
  • Book van hire x 2
  • Successfully move all of our belongings into storage
  • Successfully move all of our belongings into new apartment
  • Book airport parking (at a discount) for November’s trip
  • Change the address on EVERYTHING – the list seems endless!
  • Cancel garden bin collection
  • Take 3 items of furniture to daughters house
  • Get our post redirected
  • Clean our current house from top to bottom
  • Take a mini trip to London
  • Research first and then buy a new fridge freezer & washing machine
  • Register with a new doctor and dentist
  • Assist Dad with his (new) kitchen install
  • Claim for lost Ebay parcel (!!)
  • Move (house and my body!)
  • Read the meters
  • Write a new apartment to-do list
  • Set budget for to-do list ^

This is more of a ‘Moving House To-Do List’, but having it here on the blog will help me to stay organised!

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May 2014 Mini Goals

Monthly goal setting used to be a habit for me, but for some reason this year I’ve been very inconsistent with it. It’s probably got something to do with shutting down Move to Portugal, where I would always post my monthly mini goals, and then making the decision to sell our house – selling up changes nearly all of our long-term financial goals.

May Mini Goals

The Castle of the Moors, Sintra, Portugal

Things are changing (all good I might add), but we still have a long way to go to secure our financial future and I don’t want to take my foot off the gas. Setting goals, long-term and/or short-term, leads to progress, and so I need to get back to setting them……..consistently!

As a side note I also need to revisit my annual goals as they seem to have gone by the wayside in the last few weeks!

May Mini Goals:

Personal:

  • Lose at least 4lbs
  • Finish reading Life After Life
  • Fully finish all my de-cluttering
  • Do a car boot sale

Financial:

  • Find somewhere to live (within budget!)
  • Spend no more than £200 on grocery
  • Make an extra £150 in extra income

Ok that’s it! Do you set monthly goals?