NO MORE SPENDING
10. 06. 2014

Back in December I joined Sara (A Frugal Wife) in the £2,014 in 2014 Challenge*. The idea is to make and/or save an extra £2,014 throughout 2014.

*I’m doing the challenge December to November because of how our budget is set up.

May Extra Income Total: £36.64

– £30.07  Items sold
– £4.04 Cashback (Quidco)
– £2.53 Interest

Money saved, not spent*: £23.75

*Money saved, not spent is from our budget categories (ignoring the mortgage payment).

Progress so far: £994.65/£2,014

£2014 in 2014

May was a fairly rubbish month for extra income as I spent most of it ignoring the challenge. But I’m refocused and  June totals should be much better…….which roughly translated means I stopped procrastinating and listed a few items on ebay!!

I still need to make/find an extra £1,019.35 – an average of £169.89 a month –  to complete the challenge, but I’m hoping to still make it.

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14. 05. 2014

Back in December I joined Sara (A Frugal Wife) in the £2,014 in 2014 Challenge*. The idea is to make and/or save an extra £2,014 throughout 2014.

*I’m doing the challenge December to November because of how our budget is set up.

April Extra Income Total: £268.19
– £115.86 Items sold
– £3.03 Cashback (Quidco)
– £149.30 Interest

Selling a power walker accounts for most of the items sold income. The interest is from a cash savings account.

Progress so far:

£2014 in 2014

£2,014 in 2014

The spreadsheet shows my monthly total, my cumulative total (£934.26), the month by month target/goal, and how much I still have to make (£1,079.74). Keeping it up to date really helps me to stay on track of the numbers.

Are you doing the challenge? If so are you making good progress?
Hat tip to Sara for starting the challenge this year

2014 Totals: £934.26/£2,014

 

12. 04. 2014

In March I de-cluttered my online world. In April I’m tackling physical clutter.

April decluttering

Selling. Week 2 and progress has been made. I sold the walker! In fact I sold the walker twice on Amaz*n), but the first buyer backed out – no fun with a 19kg parcel! After organising the refund, for him and for me (parcel collection), I re-listed in the hope of selling it again. Which I did. Fingers crossed there are no problems going forward with this sale.

Conscious buying. With a package that big you can get it picked up by a parcel delivery firm – I didn’t fancy carrying it to the post office! The downside is that you have to wait in all day for the collection. Which is no biggie, but it’s all time you’re dedicating to stuff you’ve purchased, that you wish you hadn’t!

Time wasted selling this walker has re-affirmed my goal to be a 100% conscious about all my purchases going forward.

Ebay. I’m thinking I may have to leave the majority of my online selling until May, although I will try to get all the listing prepped and ready to go. I’m planning a car boot sale in May too, so that should work out quite well. What doesn’t sell online I’ll take to the car boot.

Other stuff done this week:

I think that’s it for this week. Next week I’ll be re-organising my wardrobe and assessing my clothing needs (if I have any!).

Are you de-cluttering this April?  Is so how did you do this week?

Are you new to No More Spending?