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Welcome to our ‘How We Budget’ page. The personal finance spreadsheet below shows our planned monthly expenditure (full disclosure), and how we save on a month by month basis for annual expenses and travel.
OUR MONTHLY BUDGET:
The total above is less than 50% of our net income (just!). The other 50% is being put towards Financial Independence.
ACCOUNT SET UP:
EVERYTHING ELSE FUND
EMERGENCY FUND (TAX FREE SAVINGS ACCOUNT)
I hope that this covers everything, however if you have any questions at all then please ask me either in the comments or by email nomorespending (at) gmail (dot) com