Comments on No More Spending.net: How simple are your finances?

Congrats on simplifying your life and your finance...

2008-11-08T14:38:00.000Z

Congrats on simplifying your life and your finances. We've found the simpler routes to be the better ones too. Our Cash Envelope System

I love that you are using a variety of techniques ...

2008-11-03T14:47:00.000Z

I love that you are using a variety of techniques to come up with what obviously works for you. Good luck!

Oh sweetie, good luck re November and December. I ...

2008-10-26T23:11:00.000Z

Oh sweetie, good luck re November and December. I think it's really wise to figure out what works for you and then try again, it's such a learning curve!

You are so determined and sensible, I know you can do it! And the most amazing testimony of your soul is not how much debt you were in but how well you've done paying it off!

You're a star!

thanks sharonrose as always :)

rob..was £45...

2008-10-26T21:34:00.000Z

thanks sharonrose as always :)

rob..was £45k now £15k..much better ;)

mmkate..we might be better going back to a cash society at the moment :)

My grandmother kept a cash envelope system in a cl...

2008-10-26T20:07:00.000Z

My grandmother kept a cash envelope system in a closet shoebox for her budget. My mother keeps her statements, receipts, etc. in a shoebox under the table. I keep my cash in a little oblong cake tin behind my computer.

But that's not what you're talking about, heh. As a massage therapist, 90% of my business is transacted in cash. I would pay for everything this way if I could, but that's not the way the world works. I do use www.wesabe.com for tracking my spending because it's one of the few that allows you to track your cash.

45,000 pounds in debt, that's a s**t load of money...

2008-10-26T17:56:00.000Z

45,000 pounds in debt, that's a s**t load of money! Wow

I generally try to stick to cash as much as possible to avoid the "what the hell was that transaction again"

I also track my non fixed spending in a small note book, end of the month I can total everything up. Unfortunatly "Misc" tends to be the largest catagoury.

Hi there-My post I did earlier today includes advo...

2008-10-26T17:07:00.000Z

Hi there-My post I did earlier today includes advocating a cash system in your budget too! I find now though it works better for me to pay my groceries by debit card from my main bank account, as I was dipping into it when it was cash for other things. I also agree that less is more, I too had lots of credit cards and now only have 1!! Still, if we can learn from our mistakes, it is only a good thing!!