2015 Financial Goals

2015 FINANCIAL GOALS

I’ve only set three financial goals for 2015. One of them is technically a two-year goal, as you can see, but it’s still something we’re very much working towards in 2015, and so I’ve included it.

1. The sum of invested assets at 25% of goal by December 2016. Achieving this goal requires a minimum net income savings rate of 50% for the next two years.

2. Spend no more than £2,520 on grocery & household in 2015. Me versus the grocery budget…again!

3. Track every penny spent in 2015. I’m fairly good at tracking our spending, but I’m not sure that I’ve ever kept a full record for a whole year.

That’s it! Nice and simple. Now we just have to achieve them :)

What financial goals do you have for 2015?

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November 2014 Mini Goals

MINI GOALS

Financial Goals:
– Spend less than £180 on groceries but still increase our stockpile (toothpaste, beans, rice etc)
– Stay within budget on our trip to NY

Personal Goals:
– Get electrical work completed in apartment (add two new light fittings + a few minor fixes)
– Get out walking. 15 miles+
– Work on a sleep routine – a little vague but with all that went on last month + the hour going back has messed up my sleep pattern. NY time difference won’t help this but I’m going to at least try.
– Finish organising and editing my wardrobe
– Make a start on Christmas gift buying

Books this month: It Starts with Food and The Husbands Secret

Are you setting any mini goals for November?

Further Reading: Travel Bucket List

FOLLOW NO MORE SPENDING

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September 2014 Mini Goals

SEPTEMBER MINI GOALS

Financial Goals:
– Save £100 in gift fund
– Save £185 for annual expenses
– Stick to our grocery budget (but still increase our stockpile)
– Save £x funds towards bath/shower replacement
– Earn at least £100 above and beyond our regular income

Personal Goals:
– (Stop putting it off and) book an eye test!
– Get out walking. 15 miles+
– Finish painting the En-Suite Bathroom and Laundry Cupboard
– Book train tickets to London x 4 (at a good rate!). We’re going on a day trip with my in-laws at the end of November and then catching Eurostar to Paris in December for our wedding anniversary.
– Read Smarter Investing by Tim Hale

Have you set mini goals for September?

FOLLOW NO MORE SPENDING

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photo credit: Anirudh Koul via photopin cc