NO MORE SPENDING
02. 07. 2014

Summer To-Do List

Rather than set a few mini goals for July (& August) I thought a to-do list would be simpler. Tasks, not goal’s, is the theme for the next two months!

Summer To-Do:

This is more of a ‘Moving House To-Do List’, but having it here on the blog will help me to stay organised!

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30. 04. 2014

Monthly goal setting used to be a habit for me, but for some reason this year I’ve been very inconsistent with it. It’s probably got something to do with shutting down Move to Portugal, where I would always post my monthly mini goals, and then making the decision to sell our house – selling up changes nearly all of our long-term financial goals.

May Mini Goals

The Castle of the Moors, Sintra, Portugal

Things are changing (all good I might add), but we still have a long way to go to secure our financial future and I don’t want to take my foot off the gas. Setting goals, long-term and/or short-term, leads to progress, and so I need to get back to setting them……..consistently!

As a side note I also need to revisit my annual goals as they seem to have gone by the wayside in the last few weeks!

May Mini Goals:

Personal:

Financial:

Ok that’s it! Do you set monthly goals?

03. 12. 2013

I’m wrapping up our 2013 goals in order to clear the decks for our 2014 budget!

Financial Goals for 2013: (Goals updated in August)

  1. Reduce our mortgage balance to less than £72,000 The final balance on our mortgage for 2013 is £73,500. Our original goal was to reduce our balance by £25,000 – we managed £11,450. Way off goal, but still progress :)
  2. Complete and pay for all house repairs - Approximate cost £4,000. All done and goal completed, although we’ve spent £8k+ this year.
  3. Spend no more than £2,500 (originally £2,000) on groceries – 2013 Total: £2,614.34/£2,500 a monthly average of £217.86

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Ongoing Net Worth GoalIncrease NW to £125K in 2013 

NET WORTH DEC

 

We sneaked in!

We don’t include pension savings in our NW as we both have (now frozen) Final Salary Pensions. However following a recent pension change, we now have online access to my husbands (new) scheme and will be including this in our NW going forward.

2012-2013 increase: £14,539

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Overall it’s been a very good year for our finances and we’re very grateful. Thank you for your continued support xoxo

2014 Financial Goal: Reduce our mortgage by £15,500