Our planned spending for September is (very) high, but it does include building works and the cost of M's Portuguese course.
It's going to be a negative cash flow month, but we knew that. The building work (garden steps and making good a porch), is expensive because our garden is on a different level to our house.....lots of digging out required.
My only financial goal for September is to stay within budget on all the costs above!
Have you done your budget for September yet? Have you set any goals?