01. 01. 2013

Hello! Happy 2013! I hope it is wonderful and peaceful for all of you. The blogging community is truly the best and I look forward to sharing this New Year with you all.


My hopes for 2013 (outside of family), mainly rest with minimalism and mortgage freedom. I have my financial goals, and my personal goals, but above all else by the end of the year I want to have moved further towards the minimalist (ish) life I crave, and to be a lot closer to being free of our mortgage debt.

2013 is about simplicity and sticking to budget for us……..doing both will get us where we want to be.

Where do you want to be by the end of 2013?


Two great posts worth a read: Sluggy on debt freedom here, and Frugal Queen on sticking at it here.


In 2014 my husband & I downsized our home to speed up our quest for Financial Freedom. We swapped our large three bed house, for a small two bed apartment to clear our mortgage and give us enough budget freedom to travel and still save for the future. Our dream, after achieving Financial Freedom, is to spend part of every year living abroad.

Latest posts by Laura (see all)

12 Responses to “Happy New Year”

  1. judy says:

    I think everyone feels the same way…2013 is the year that we get rid of debt. I know we are on a very tight budget but we will survive and be debt free by this time next year God willing

  2. Happy New Year! I am looking forward to being more minimal(ish) too.

  3. Gill says:

    I agree everyone wants rid of their Mortgage, can’t wait until September and we should be rid of ours.

    Remember we’ll all be here cheering you on from the sidelines!!

    Gill in Canada

  4. K.K. @ Living Debt Free Rocks! says:

    I’ll be cheering you on as well! We strive live simply/minimally as well and I hope to make even more progress in 2013 on this front. Happy New Year :)

  5. I’m with you – I’d like to live more simply, consume less, & pay down our mortgage!

  6. Scarlet says:

    Happy New Year. I hope to still be overpaying the mortgage and saving each month, despite the reduction of our annual income to 13k. It’s not going to be easy.