I love the start of a New Year – it really motivates me – and I can’t wait to start attacking all of our goals: financial and personal. I know that IF we can keep our fixed expenses on the low and stick to budget with everything else, then we will move closer to our main goal of mortgage freedom. But we have to remain focused.

Staying focused for the whole year is the key and this is where this site comes in. The support and accountability of blogging keeps me on the straight and narrow (most of the time lol). So this New Year I’ll be raising a glass to all of you. I couldn’t do it without you. Thank you lovely readers!

The last link love of 2012!

• The last big project of the year – Lena’s Closet Makeover
• The Sky Is The Limit in 2013 – Savvy Scot
• 2013 Financial Goals – Reach Financial Independence
• What’s Your Big Why? – Afford Anything

That’s it for today! Back tomorrow with a spending round-up! Have a lovely day

(photo credit)

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