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An update on how we manage our budget in preparation for the New Year.
Managing our budget and learning to live on less helped us to pay off a considerable amount of (my) consumer debt…..and now that it’s gone, we’re attacking the mortgage – it’s not due to end until 2031, but we would love to have it paid off by the end of 2015, sixteen years early!
To help us do that, we keep a tight control over our budget.
Every month I start with our basic budget (below), and then add in any other expected costs – after that everything else goes to the mortgage.
*ACCOUNT SET UP:
Personal checking | Joint checking | Personal checking
Personal E-saver| Travel Fund | Personal E-saver
Gift and Mini E-Fund
If you have any questions please let me know?
PS. I LOVE budgets and this post is just an excuse to talk about them!