Okay here we go with our first budget of 2013 (You can find a refresher on how we budget here).
We haven't finished setting all our 2013 financial goals, but have decided that we want to do all our travel and gift saving in the first three months.......then really hit the mortgage over the other nine.
Our mortgage debt will be at £84,950 after the payment on the 1st (December), and our goal is £60,000 by the same payment next year. It's a big goal, but something we're both committed to.
DECEMBER FINANCIAL GOALS:
- Stay within £200 grocery budget
- Increase income by at least £100