Okay so the estimates/quotes came in for the repair works needed to the back of our house and they average between £3,000 and £4,000.....around the amount we were expecting, which is good as we didn't want a BIG shock! Now we just need to pay for it!
For cash flows sake we are putting most of the July mortgage overpayment on hold - the builder we've chosen hasn't come back to us with a start date yet, but we would rather be prepared and have the money ready. The main part of the building work will eventually be paid for out of our freedom fund account, but until all the actual numbers are in we'd rather keep some cash on hand.
I hate putting our debt repayment on hold, even if it's for a month, but if we want to move and sell/rent our house then this work needs doing - we also had a water seeping issue in the kitchen and this work
should will put an end to that...fingers crossed.
**Edit: The builders can't start for another 7-8 weeks, so the July 1st mortgage overpayment can go ahead and we'll make some changes in August