This is our joint account budget that starts in September; I'm not sure if we've got it right yet, but we will work this until the end of the year and then make any necessary changes.
Savings rates:
At the moment by analyzing our costs I've been able to increase our savings rates; £257.66 is going towards our long term future {£200 + £57.66 Mortgage overpayment*} and £218.92 is going towards our travel plans {Bucket list}; there is also a £135 pension contribution taken every four weeks from my husband's salary payment.
*The current mortgage overpayment will take just over 2.5 years off of our mortgage term.
Our money goals have been all over the place this year, however it's never too late for a re focus.
How are you doing with your financial goals this year?
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