Household monthly budget items: costs and reductions

I started out by listing every single thing we pay for {I'm sure that they'll be things I missed, but I'm hoping not}.  I then I took a decision on the possibility of reducing the cost or eliminating the cost.  Some things I left well alone, like hubby's golf fees etc; he has a personal allowance every month and it's his to use as he wishes; this is how we work our finances and it works really well for us.

Here's the list of items left to budget for {with reductions, if any}; next week I'll post about the stuff I've eliminated.

£542.34 Mortgage
£57.66  Mortgage overpayment
£107.50 Council Tax
£32.00 Water rates
£12.00 TV Licence
£21.08 Life Insurance
£15.00 House Contents and Buildings Insurance
£12.00 Telephone Line Rental
£88.00 Gas and Electric
£64.00 Cable TV
£5.00 Cell Phone £2.00
£2.75 Dental {L}
£10.00 Optician/Glasses {L}
£9.00 Window cleaner £4.50
£250.00 Grocery £230.00
£15.00 Daughter Bus Fares
£20.00 Daughter College/Sports Football
£30.00 Entertainment £20.00
£26.54 Haircuts £5.00
£20.00 Clothing {L} £10.00
£70.00 Gifts
£250.00 Holidays £150.00
£8.00 Website Hosting

Totals £1,667.87/£1,498.83 {£169.04}

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