I've started out by writing down every single thing that we are paying for; the huge list is below.
- mortgage payments
- gas bills
- electricity bills
- council tax
- water bills
- house buildings insurance
- house contents insurance
- life insurance
- tv licence
- digital tv subscription
- telephone line rental
- mobile top ups
- books
- clothing
- stationery
- travel
- haircuts
- coffee out
- eating out
- garden plants
- house decor
- house repairs
- golf fees
- bus fares
- window cleaning
- gifts
- grocery
- daughters college fees
- daughters bus fares
- dentist
- glasses
- dry cleaning
- pension contributions
PS. In 2009 I wrote a post about items, i.e. spending, that I had eliminated from my budget
Have you done this lately, written down every single expense that you have?
I have written everything down ~ we don't have much that we can get rid of... just the debt repayments which are on the snowball list!!!
ReplyDeleteOh thats a scary list, yet what can you eliminate, maybe your cable TV although saying that I would never give mine up how else would I get to see Coronation St.Emmerdale and Eastenders here in Oz.
ReplyDeleteme and my sister both did this, and keep track of all our spending etc, it does help
ReplyDeleteIt's a tough thing to do, but what better way to identify spending leaks?
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