Welcome to No More Spending; how we manage our budget as we attempt to pay off our mortgage early, move abroad, and reach Financial Freedom by 2020. You can read more about this site here and subscribe to get all the latest updates sent to you by email or RSS feed here.  Thank you for visiting!

29 July 2010

An attempt at saving intensity

Publishing that list yesterday made me realise that there are still many items in our budget that we can cut or reduce.  I need to be honest with myself; every single time I make an unnecessary purchase I am delaying our progress towards our financial goals.

My Pretty Pennies hit the nail on the head in a post this week; for some reason it's hard to have the same 'gazelle' like intensity to saving, as it is to debt payoff.  Why?  I don't know.

Achieving our financial goals is very important to me and I need to find a way not to lose sight of that.

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7 comments:

  1. good for you!!! I know that once you hit that debt free status, you still aren't done, are you?!?!?! now it is saving to get your nice little EF together - then it will be making sure you have enough to retire... boy oh boy... I better hurry myself along, there are things to do!!!
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  2. omg me too!! so hard to save, but at least i have time to do it, got at least 40yr before i retire :(
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  3. It's so hard sometimes. Saving is good but spending is fun. That's why I struggle, at least ;)
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  4. I'm afraid not jpk..I'm not sure you're ever done..we must try to stay positive and on track though :-)
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  5. moderate means, I struggle too, spending is fun!!
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  6. you;re very lucky to have 40 years ruby, I haven't lol :-)
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  7. Wish I had 40 years, learn from my mistakes.
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