Sometimes I write a blog post, put it up on my blog, read it back later and wonder why I ever posted it in the first place. This morning's post makes it seem like I feel sorry for myself, and I really don't; I have nothing to feel sorry for myself about; being consumer debt free is the best feeling ever and I should remind myself of that all the time!
As for my savings goals; perhaps I need to approach them more like I did my debt payoff; tackle each goal one at a time, like I did each credit card or loan, and keep snowballing and snowflaking until one of them is saved for; then I move onto the next one. Hopefully this makes sense.
So first things first I'm going to attack the mini emergency fund goal of £1,000. This money is to go in a savings account attached to our main joint checking account and the money will be there in case the washing machine breaks etc.
Balance £28.20/£1,000
This is one of the more sensible approaches because a shotgun effect serves only to depress you if you're working with a limited and regular salary like most people are.
ReplyDeleteSo true Revanche!
ReplyDeleteThat's what I do, or did before unemployment ;0)
ReplyDelete