Welcome to No More Spending; how we manage our budget as we attempt to pay off our mortgage early, move abroad, and reach Financial Freedom by 2020. You can read more about this site here and subscribe to get all the latest updates sent to you by email or RSS feed here.  Thank you for visiting!

2 February 2010

Keeping it {non} frugal

I've just finished off my spending diary inputs for January and it's not pretty. For some reason I've stopped earning money and started spending it instead. Please bear in mind that my strict £100 personal budget didn't start until the 18th so some of this was left over money from my last wage packet/bonus but it looks on paper like I was trying to wear out my debit card {which by the way is perhaps going in the freezer}

Some of the highlights:

£31.00 Train fares -London to visit my daughter
£21.91 Lunch Out - treat for daughter
£1.50 Newspaper - forgot my book for train journey
£6.04 Postage - Amazon sales
£9.25 Gifts ?
£6.89 Coffee
£14.99 Clothes - jumper from Gap on sale
£11.00 2 DVD's - 1 sold on Amazon after
£6.00 DVD rental
£6.99 New laptop cable for daughter
£15.40 Movies - Up in the Air (joint account)
£10.00 Mobile phone

There is good to come of this, at least I kept a spending diary, because now I can see where it's going wrong.

February will be about making money, not spending it.

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1 comments:

  1. Good for you --- I have always wanted & had good intentions with a spending journal, but I end up going about 10 days & then just don't do it anymore... I really should try to do it & stick with it... but it is tough to try to rmeember all that stuff when there is so much else going on! haha... but good for you - keep it up!
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