Cash only system, my solution

Thank you for all your recommendations on cash only systems. After thinking about it for a while I decided to stick to using my debit card, but use my spending excel sheet columns like cash envelopes. I've attached a copy of how it looks below.

Each spending category, which falls into cash spending, has its own column/s with the budgeted amount at the bottom; when you put any spending in the sheet, its set up to take the money off the budget figure and leave the amount left to spend. This solves my problem of not wanting cash lying around the house.
{click on the picture}