All is not lost

In my last post I told you how I forgot to budget for November, well budgeting is like dieting, if you fall off the wagon, you just need to start afresh the next day! You mustn't let one bad day/week take you off track.

I simply took the balance of my checking account, took off everything still left to pay until the next payday and then sent all the other money to my debt. The good news is that I haven't overspent this month and I was able to send £227.21 to my loan.

Debt balance now £3,150 and sub £2k coming by the end of November.

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