Its that time of year again when our thoughts turn to Christmas shopping. Last year I attempted a back to basics approach, which, to a certain extent worked, but it didn't go far enough. This year I'm trying again.
I want to break the habit of just putting a voucher/cash in an envelope and sending it to four family members. This is not a loving Christmas gift, it is a habit. They, in return send us a money/voucher or a small gift. What is the point?
I really don't want this to come across as ungrateful, because it's not, it just seems a pointless exercise we are all doing for the wrong reasons. The question is am I brave enough to ring these people and stop the cycle? If I am, how do I do it?
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Hi and thank you for visiting No More Spending.