Payday Budget for October

Payday is next week and here are the plans for my money; I have £50 left over from last month and due to my tax code changing I have an extra £210 in my wage packet.

£800 - Joint account towards savings and bills
£18 - World Vision Sponsor
£80 - Daughters expenses
£20 - Miscellaneous for me
£10 - Gift for my brother
£20 - Petrol, reduced due to work changing expense claims (better for me)
£200 - Food, back up as I struggled to lower this month
£194 - Loan payment
£1000 - Snowball

I'm still using cash for everything I can, so I'll withdraw £310 and divide it into envelopes for the month. It's working quite well at the moment.

My debt balance by the end of October, if all goes according to plan, will be £4,377.