I focus a lot on my goals. Reading this list keeps me going. Having goals to work towards keep me motivated.
Finances:
Pay Off Debt - This continues to be my daily focus. Once this is gone I will have £800-£1000 extra a month and be saving about £70 in interest. Win/Win
Pay off our mortgage - Work in progress. £123k to go, was £138k
Save one year of living expenses - Target £18k, saved £10k
Save a travel fund - Target £5k, saved £651
Continue to build pension funds - Ongoing money taken from salary every payday
Build passive and alternative income to £500 a month (New goal) - work in progress
Save over 50% of our income (New goal) - work in progress
Housing:
Finish all renovations - Ongoing, need £3k hope to complete in 2010
Sell our house -Still undecided, might hold onto for eventual rental income
Work:
Improve the infrastructure in my department - Done
Downsizing:
Reduce our belongings and not add to them - Done
Live totally clutter free - Not quite but getting there
Simple and Greener Living:
Streamline every area of my life - Hmm
Eliminate the unnecessary - Hmm
Learn to garden - Hmm
Reduce our impact - Trying hard to
Portugal Living:
Rent or buy small and simple in Portugal - not yet
Learn Portuguese - some basic words
Contact and gather knowledge from b&b owners - not yet, still undecided if what I want to do
Take a cookery course - not yet
Healthy Living:
Lose weight - lost 10lbs in 2009!
Deal with a health issue - Hmm
Some goals are progressing well, others not so
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7 comments:
Ooo-aahh sorte (the pronunciation of "Good luck" in Portuguese LOL!)
The decluttering will be a big change in your life, I promise. :) I love being in a studio now!
Your progress is encouraging!
Your foresight is amazing and you are doing really well. I couldn't be as far thinking as you, i change my mind hourly about practically everything (annoying!)
I like your "Hmm". LOL. I am trying to make an alternative income, too. Not easy to do, but my perserverance is starting to pay off - I just made $150 via the internet. :)
I like reading your goals - it looks like you are really doing great on them! Way to go!
Ola FB...I love the sound of studio living :)
thanks RTC, so is yours :)
Carol, i change my mind constantly about some things, but try to keep the core goals the same :)
well done christine, your new site looks great :)
thanks dawn :)
Hi - I am bilingual in English and Portuguese - give me a shout anytime at SavingsNow, happy to coach you some basic words and expressions if you like! x
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