I'll admit that I've been slacking a little these last few months. I've been drifting in and out of the three main reasons that I've paid off so much debt; my spending diary, my blog posting, my sticking to a budget. Losing focus on these three things has a detrimental effect to my finances. Once I stop doing these things constantly, I stop being as effective at debt repayment. I've also stopped setting monthly mini goals for myself at a time when I should be gathering momentum for the big finish.
There is only 6 months and a few days to go until debt freedom, I've not had that since I was a teenager!
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1 comments:
Hi and thank you for visiting No More Spending.