I've been a little absent from this blog and a little absent from my focus. I nearly, and I say nearly, spent a lot of money today. Now I can probably put this down to tiredness, work stress and hormones, but still, my old spending tendencies raised their ugly head and I nearly succumbed. I actually found myself thinking that I'm nearly debt free, so it won't matter if I blow a bit of money. What!
I still have such a long way to go and I really don't want to blow it in the final months, so I need to regroup. I need to set myself some new goals; some really stretching goals, because this works best for me.
Are you on a long term debt free journey? What do you do for motivation when the going gets tough?
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i've been a bit spendy lately too, a little is OK but I'm worried it will quickly get out of hand. Maybe you need to keep the mindset that you are still in debt and still have a ways to go to be debt free. Good luck dealing with the spending demon.
ReplyDeleteI think we all have been a little spendy lately. Why? Well, how long can we keep up the 'no spending' rule? I mean, come on, give us a break! I'm dying out here.
ReplyDeleteI went out to eat FOUR DAYS.....IN A ROW!!! That's right! You heard me. I went to 4 different restaurants and I actually had 4 meals cooked to my perfection and desires and served to me on a golden plate (alright....the plate was white).
I did it over the weekend and I'm not sorry. (a little broke, maybe....but no regrets). I needed to be good to myself. I needed to stop washing and cleaning dishes, pots, pans and scouring the food isles for bargains.
I did it. I enjoyed it. I don't regret it. It's done.
Will I be doing it again soon?
No.
That's why I'm glad I took photos.
So this is a venting session is it? Well, yes... my hubby and I have spent a lot too. Why? Because tax season came and our ideas of grandure took over in remodeling the house. And then it went to ohh this and awwww that. And then, our balance went up again. I haven't wanted to blog about it, but since you offer the chance to rant... and that I am not the only one. Woosh! Don't I feel better. Perhaps we just needed to get it out of our system. It really is hard to stay on track all the time.
ReplyDeleteBut, what I like about you and trying to stay on track... you have this awesome plan to move to Portugal and live a simple life.
Right now, I am beginning to live the simple life so that I can help curb my spending and pay off that debt!
Miss M, thank you. I think now that I've aired this problem I'll be fine...I do want to so be out of debt :)
ReplyDeletemorrison. thank you. your so right!
christine I think we all have a little break from the 'no spending' now and again and a good rant. thank you :)
My problem is I keep forgetting that I'm still in debt. I am so close to the end and everything is on autopay.
ReplyDeleteI am just at the beginning of this journey. I need motivation. It is so hard. I have to do it and want to do it but those old spending habits are hard to break.
ReplyDeleteWell, add me to the list of people that have been feeling spendy lately. What is it? Does it go in cycles? Do we catch the spend germ like a cold? I do think we need a break now and again from being completely frugal, but at the same time, I have made a couple purchases lately that were not to smart.
ReplyDeleteI am exactly the same...I think 'oh I'm nearly there, a little splurge won't hurt', if I had been able to stop myself every time I said that I'd have paid my debt off MONTHS ago...and yet I'm still here..!!
ReplyDeleteKeep going, baby steps and you'll get there before you know it. I always think looking back at what I owed this time last year helps, so you can see how far you've come and how bad your debt was and how little you've left to go....it makes me think it's not worth it to blow it all on a frivolous shopping trip that's going to take me ten steps back... keep going, you're almost there!
I just keep going and revisiting my goals and think if I spend £50, it's another £50 not paid off and yet another £50 to add to the debt!
ReplyDeleteDon't get down look how far you have come - you'r amazing! But you need to focuse on something small. Find some really short term goals - try some snowflaking or try to see how little you can live on for a month, a week etc. Keep it interesting.
ReplyDeleteYou're so close don't let the slogg get you down.
you can do it - be strong!!! you are so close
ReplyDeleteThe trouble is being thrifty is no fun, is it?
ReplyDeleteI personally find avoidance a good tactic - I simply don't go anywhere near the shops, so I won't be tempted to buy anything. Ot splurge on something very small, a lipstick or something.
Keep going though. Just think how it will feel when you no longer have to make payments and your disposable income suddenly rises!
I read these blogs whenever I find myself wanting to spend. I appreciate that you write about your experiences.
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