Is your budget cut as low as it could be?

How much are you willing to cut your spending to get out of debt?

Over the last few years I've cut out or reduced my personal spending on several items. I've cut out buying magazines, beauty treatments, shoes, handbags, perfume, jewelry, coffee, most things that are unnecessary and I've reduced spending on haircuts, books, make up and clothes. I've had the odd blip but in general I've reduced everything.

This year I'm going a little more hardcore. I'm determined that 2009 will be my last year with any debt and this won't happen if I pop to the shops every week. I've already challenged myself to a year without clothes buying and I'm trying to extend this to not buying anything. The only money I'm allowing myself is £10 a month for a hair cut.

It's so silly to be purging possessions and buying new one's at the same time.

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