11. 12. 2008

I will still have the mortgage of course, but I will be free of all my other debt by 31st December 2009.
This is a bold statement to make, as it won’t be easy, but after a few days of feeling sorry for myself, which is very unproductive, I’m ready to kick this debt into touch. I’ve done my basic budget, and if I need to buy anything outside of it, I will have to make the money somewhere. I’m not quite committing to a no spend year, but I’ve not given myself any money for clothes, books, gifts or coffee!

Basic 2009 budget:

All other money will go to debt repayment.

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6 Responses to “385 days to go to debt free living”

  1. apieceofwood says:

    You go! I know you can do it!

  2. laura says:

    Thank you….you can too. How much are you aiming for in 2009?

  3. debtfree2009 says:

    I just wrote on my blog about being debt free in 2009. We will need to keep each other accountable because it is so easy to give into the wants.

  4. Miss M says:

    I think setting goals that are a stretch keep you motivated. I did a similar goal in 2007, paid off all my credit card debt in one year. I still keep a pretty lean budget, I have more goals to go – both debt and savings. Keep focused and you can do it. It’s a wonderful feeling not having a huge debt hanging over your head.

  5. Sharon Rose says:

    Hi there-very best of luck to you, keep motivated and this will happen!!

  6. thank you for your support debt free, miss m and sharon-rose. It’s fellow bloggers that keep me going :)