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I will still have the mortgage of course, but I will be free of all my other debt by 31st December 2009.
This is a bold statement to make, as it won’t be easy, but after a few days of feeling sorry for myself, which is very unproductive, I’m ready to kick this debt into touch. I’ve done my basic budget, and if I need to buy anything outside of it, I will have to make the money somewhere. I’m not quite committing to a no spend year, but I’ve not given myself any money for clothes, books, gifts or coffee!
Basic 2009 budget:
All other money will go to debt repayment.
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