''My main goal this year, which is financial , is to pay off £15,000* more of my
debt.I've also decided to set some other goals which are not all directly
related to money, however will assist me in achieving my dreams for the future.
I have a lot of catching up to do in financial years and I won't do that by
sitting on my behind!''
Financial:
-Double EF to £1000 - Not gonna happen
-Increase pension contributions as company scheme changing - Done, not by much, but done
-Increase income by at least 10% - earned £1081 extra income, £104 behind target
Career:
-Take at least one external course - Not yet
-Learn staff training plan inside out in order to diversify my role - Done
-Get chosen to be on a second working party -Done
Business:
-Brainstorm my business idea - Done, website up and running
-Be ready to start business in 2009 - Done, however no marketing done yet
*My main financial goal for 2008 has changed, I'm now only aiming to clear my No1 loan balance by the end of the year. The balance outstanding this morning is £6,982.
My August budget will take the balance down to £6,400, I now need to brainstorm ways to make an extra £500 a month. I know I need attainable goals, however I can't just sit back and pay the minimum payments, it's not in my nature, I need a challenge.
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Hi and thank you for visiting No More Spending.