The daily challenge

When you are paying down a large amount of debt, which can take years, its important to keep yourself motivated along the way or you can get very bored and give up. One way that I do this is by setting myself little challenges. I challenge myself, its a game I play against myself.

Some of the challenges I set:

• Make £200 extra income every month
• Spend less than £50 on grocery per week
• Have a no spend day
• Have a no spend week
• Buy no books for a month
• Buy no clothes for 3 months
• Sell 10 items this week on eBay

Sometimes I fail a challenge, sometimes I beat it hands down, whatever happens I never get bored. I don't have time. I'm making the debt pay off fun for myself.